Helping you is what we do!

905 – 731 – 2000

First-Time
Home Buyers

Buying a home is the largest investment most people will make in their lives. For first-time home buyers who are new to the process, this can be an overwhelming venture. At Your Community Realty, our experienced and professional REALTORS® are ready to help guide you through the process, from start to finish.

Naturally, one of the biggest considerations when searching for and purchasing your dream home is cost.

When buying a house, the first and foremost cost is your down payment. Other than that, you will also have to pay mortgage application and appraisal fees, mortgage registration fees, legal fees, land transfer taxes, various insurances and adjustments, as well. Royal LePage Your Community Realty will always be there to guide you through and help you understand your expenses. Our REALTORS® can also advise you on laws and regulations that might be applicable for you.

Royal LePage Your Community Realty has an extensive network of professionals who will ensure that the buying or the selling procedure of your house goes smoothly and successfully. Buy smart, sell smart. Choose Your Community Realty.

Check out our Buyer’s Guide and contact us to get started today!

First-Time
Home Buyers

Buying a home is the largest investment most people will make in their lives. For first-time home buyers who are new to the process, this can be an overwhelming venture. At Your Community Realty, our experienced and professional REALTORS® are ready to help guide you through the process, from start to finish.

Naturally, one of the biggest considerations when searching for and purchasing your dream home is cost.

When buying a house, the first and foremost cost is your down payment. Other than that, you will also have to pay mortgage application and appraisal fees, mortgage registration fees, legal fees, land transfer taxes, various insurances and adjustments, as well. Royal LePage Your Community Realty will always be there to guide you through and help you understand your expenses. Our REALTORS® can also advise you on laws and regulations that might be applicable for you.

Royal LePage Your Community Realty has an extensive network of professionals who will ensure that the buying or the selling procedure of your house goes smoothly and successfully. Buy smart, sell smart. Choose Your Community Realty.

Check out our Buyer’s Guide and contact us to get started today!

Before You Buy

Start saving early

 

  • You’ll need to plan ahead in consideration of the costs associated with buying your home. Just a few of these cost considerations include: Down payment: The amount required will vary based on your mortgage and lender. A down-payment calculator can help you to get a better idea of where your savings need to be, and how to establish a savings plan to get you there.
  • Closing costs: These are the fees associated with finalizing your mortgage.
  • Move-in expenses: Things like moving costs, unforeseen repairs, upgrades and furnishings are just a few of the move-in expenses you should plan for ahead of time.

These are just a few of the costs first-time buyers can anticipate when buying their home. Beyond one-time fees like your down payment, closing costs, move-in expenses, legal fees, inspection fees, taxes, etc. there are also ongoing costs to consider; such as: mortgage payments, insurance, utilities, property taxes, maintenance and, if applicable, condo fees.

For a breakdown of costs related to buying your first home, terms you should know and some resources to help you get started, check out our Buyer’s Guide or contact one of our Your Community REALTORS® today.

Establish your budget

 

  • Establishing your budget can be a daunting task, but it’s necessary in order to prioritize your home-needs and narrow down which “wish-list” items will make the cut in your search. An experienced realtor can help you navigate this part of the process, and put you in touch with the right resources to confidently tackle the affordability aspects of your home search.

Needs vs wants

 

  • It can be easy to get swept up in the excitement of searching for your dream home, and there’s no doubt you’ll have an extensive list of items to look for when narrowing down the right property. When starting your search, an experienced realtor can work with you to refine your home-search criteria, isolating what items on your list qualify as non-negotiable needs, and which items are less of a priority as wants. This will help you maintaining focus on those critical aspects of your dream home, without getting sidetracked by only considering wish-list wants.

For a breakdown of how to begin assembling your list of needs vs wants, check out our Buyer’s Guide.

Choosing the right realtor

 

  • It goes without saying, having the right professional to help you navigate the ins and outs of the biggest investment of your life is crucial. An experienced real estate agent can facilitate the process from start to finish, take unnecessary strain off your plate, and will ensure that your buying experience is as it should be: a positive one!

Get to know our team and download our Buyer’s Guide for a breakdown of the many benefits of having the right realtor on your side before, during and after the buying process.

HAVE A QUESTION?